When you receive a loan offer and review the terms, you’re under no obligation to accept it; but, if you do, you could have the proceeds deposited in your checking account in just one day.
We are always upfront about the fees and interest rates associated with our loans. There are never any hidden fees and our repayment schedules are easy to understand. Our interest rates are extremely competitive compared to payday lenders, which greatly reduces the total cost of your loan.
There are two types of personal finance that you can apply for with Jacaranda Finance. The first type is small personal loans ranging from $300 to $2,000. These small personal loans are unsecured which means you won’t need to attach an asset to the loan for security.
As part of your application, we are required by law to review your most recent 90 days bank statements, which we have made simple through our partner online bank account verification service, provided Bank Statements.
To apply for a loan, you need to give LendUp the following: - Current contact information - An email address and telephone number - A bank account that accepts electronic transfers That's it!
Before you apply for a personal loan, know what you need to apply for the loan so the lender can quickly verify your identity and other information. How fast you receive your loan depends a lot on your responsiveness to a lender’s requests for documentation as well as how quickly your bank processes the transaction.
You also need to earn at least $1,000 a month, have a checking account where the money can be deposited, and provide a valid email address and phone number. If approved, you could have the cash you need within 24 hours.